AI model comparison

Ling 3.0 Flash Fin vs Gemma 4 26B A4B

Pricing, context window, benchmarks, and features compared side by side. Or skip the guesswork and send one prompt to both.

Ling 3.0 Flash Fin is a finance-focused mixture-of-experts model from InclusionAI, built on Ling 3.0 Flash with 5.1B active parameters out of 124B total.

Input / 1M
$0.04
Output / 1M
$0.12
Context
262K

Gemma 4 26B A4B IT is an instruction-tuned Mixture-of-Experts (MoE) model from Google DeepMind.

Input / 1M
$0.09
Output / 1M
$0.30
Context
262K

At a glance

Quick verdict

How the two models stack up on the things people ask about most.

Lower price

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Ling 3.0 Flash Fin

2.3x cheaper for a typical chat

Higher intelligence score

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Ling 3.0 Flash Fin

22.6 vs 16.7 on Artificial Analysis

Larger context window

Tie

262K vs 262K tokens

Newer release

inclusionai logo

Ling 3.0 Flash Fin

Released August 27, 2026

Benchmarks

Benchmark scores

Independent scores from Artificial Analysis. Higher is better.

Intelligence index

inclusionai logoLing 3.0 Flash Fin22.6
google logoGemma 4 26B A4B16.7

Coding index

inclusionai logoLing 3.0 Flash Fin55.6
google logoGemma 4 26B A4B39.3

Agentic index

inclusionai logoLing 3.0 Flash Fin27.9
google logoGemma 4 26B A4B2.9

Pricing

Ling 3.0 Flash Fin vs Gemma 4 26B A4B API pricing

Per-token API rates. Cheaper option highlighted.

Metricinclusionai logoLing 3.0 Flash Fingoogle logoGemma 4 26B A4B
Input tokensPer 1M tokens$0.04$0.09
Output tokensPer 1M tokens$0.12$0.30
Cached input (read)Per 1M tokens$0.01$0.05
Cache writePer 1M tokensNot availableNot available

What it costs in practice

Estimated cost per 1,000 requests at standard rates. Coding and long-document figures also show the cost when the input is already cached.

Chat message

2K in, 500 out

inclusionai logoLing 3.0 Flash Fin$0.15
google logoGemma 4 26B A4B$0.33

Coding task

30K in, 4K out

inclusionai logoLing 3.0 Flash Fin$1.75$0.74 cached
google logoGemma 4 26B A4B$3.90$2.70 cached

Long document summary

150K in, 2K out

inclusionai logoLing 3.0 Flash Fin$6.55$1.51 cached
google logoGemma 4 26B A4B$14.10$8.10 cached

Specs

Context window and capabilities

How much each model can read, how much it can write, and what it accepts as input.

Metricinclusionai logoLing 3.0 Flash Fingoogle logoGemma 4 26B A4B
Context window262K tokens262K tokens
Max output33K tokens236K tokens
Input typesTextImage, Text, Video
Output typesTextText
Reasoning effort levelsNot availableNot available
Default reasoning effortNot availableNot available
Release dateAugust 27, 2026April 3, 2026

Features

Supported features

API features available for each model.

Metricinclusionai logoLing 3.0 Flash Fingoogle logoGemma 4 26B A4B
Tool callingSupportedSupported
Structured outputsNot supportedSupported
JSON modeNot supportedSupported
ReasoningSupportedSupported
TemperatureSupportedSupported
Stop sequencesSupportedSupported
Deterministic seedSupportedSupported
Verbosity controlNot supportedNot supported

Our take

Ling 3.0 Flash Fin is 2.3x cheaper for a typical chat. Ling 3.0 Flash Fin scores higher on the Artificial Analysis Intelligence Index (22.6 vs 16.7). The right pick depends on your workload, so the quickest way to settle it is to send the same prompt to both and compare.

FAQ

Frequently asked questions

Is Ling 3.0 Flash Fin or Gemma 4 26B A4B cheaper?

Ling 3.0 Flash Fin is cheaper for a typical chat (2K input tokens and 500 output tokens). Ling 3.0 Flash Fin costs $0.04 per 1M input tokens and $0.12 per 1M output tokens, while Gemma 4 26B A4B costs $0.09 per 1M input tokens and $0.30 per 1M output tokens.

Which has a bigger context window, Ling 3.0 Flash Fin or Gemma 4 26B A4B?

Ling 3.0 Flash Fin supports up to 262K tokens of context, compared with 262K for Gemma 4 26B A4B.

Is Ling 3.0 Flash Fin smarter than Gemma 4 26B A4B?

On the Artificial Analysis Intelligence Index, Ling 3.0 Flash Fin scores 22.6 and Gemma 4 26B A4B scores 16.7, putting Ling 3.0 Flash Fin ahead. Benchmarks don't capture everything, so the best test is running your own prompts through both.

Can I use Ling 3.0 Flash Fin and Gemma 4 26B A4B at the same time?

Yes. Shortcut Chat sends one prompt to multiple models at once, so you can see Ling 3.0 Flash Fin and Gemma 4 26B A4B answer side by side and keep the better response.

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Why choose? Ask both.

Send one prompt to Ling 3.0 Flash Fin and Gemma 4 26B A4B at the same time. Compare the answers side by side and keep the best one.